Life

We Can Help Protect Your Family & Enrich Your Life

Every day, people in every stage of life turn to us for products to help protect their loved ones and enrich their lives. And we’re there with competitive products, such as term, whole and universal life insurance to help protect those you love. Additionally, we can help you prepare for retirement with a variety of annuity products that can enhance your and your loved ones’ lives now and in the future.

How Does it Work?

Life insurance can be a reliable and flexible way to help those who are left behind after you’re gone. When you purchase a policy, you’ll begin paying a premium. Your payments keep your policy active. In turn, should you die while your policy is in effect, your life insurance provider will pay out death benefits to your beneficiaries, following your wishes.

What Kind Should I Get?

Term life insurance can be a great way to help cover specific expenses—like a mortgage or college tuition—or provide “just-in-case” protection for those you care about. Premiums are level for a set period of time.

Whole life insurance can give you lifelong coverage with set benefits and premiums that never change. Your policy can also accumulate cash value that you can borrow against.

Universal life insurance can provide a lifetime of coverage with flexible premiums and benefits to help meet your specific needs. Your policy can build cash value to help pay for expenses during retirement and more.

What Does It Cover?

It may be difficult to think about—but at its core, life insurance is designed to help cover loss of income, funeral expenses, and other financial needs those you care about may have should you die unexpectedly.
Many life insurance policyholders designate death benefits to cover end-of-life costs, but life insurance coverage can be used in a number of other ways as well. Your benefits can help your family cover their cost of living, pay outstanding debts, provide charitable gifts, and more.

Why Should I Have It?

Life insurance is a great way to help protect those you care about.

Should you die unexpectedly, chances are your family may not be able to cover items such as funeral costs, medical bills, mortgage payments, funding retirement plans, etc. With life insurance, you can help ease financial burdens while they are going through a very difficult and emotional time.

It’s never too early or late to begin.
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734-873-2100